Pay&Go
Pay&Go POS

Card payments & bill collection — in one POS machine.

A portable Android POS that accepts Visa, Mastercard and UnionPay, and lets you collect bill payments to earn extra income. No monthly fees, no targets.

AcceptsVisaMastercardUnionPay
Trusted by 1,000+ merchants islandwideSecured by HNB
Pay&Go POSLive

Accept every card

Tap (NFC), chip and swipe — Visa, Mastercard and UnionPay — with a built-in receipt printer.

A real point of sale, not just a card reader

Ring up a basket and stock updates itself with every sale. Take cash, card, wallet or credit, and print or SMS the receipt.

Bill-collection income

Collect reloads, utilities and 80+ billers right from the POS and keep a commission on each.

Next-working-day settlement

Card sales settle to your bank the next working day (HNB: no fee).

Built for your trade

Size/colour variants, serial/IMEI & warranty for electronics, recipes that deplete ingredients, prescription capture for pharmacy, wholesale credit for B2B.

Returns, credit & history

Handle returns with restock, give trusted customers credit terms, and search every sale by date, type or staff.

Why Pay&Go

What you get

  • No monthly fee, no annual fee, no targets
  • Competitive 3% MDR on card transactions
  • Fast onboarding — receive your device within a few days
  • Next working day settlement (HNB account, no extra cost)
  • Dedicated account manager + 24/7 support
  • Free islandwide installation & training
  • 1-year hardware warranty, 3-month battery warranty, lifetime system warranty

Built for businesses like yours

Retail & groceryPharmaciesRestaurants & bakeriesSalons & spasClothing & electronicsHardware storesHotels & guest housesClinics

How it works

  1. 1

    Apply

    Register and submit your documents online.

  2. 2

    Verify (KYC)

    We verify your business and onboard you with HNB.

  3. 3

    Get your device

    We configure and deliver your POS — free, islandwide.

  4. 4

    Start earning

    Accept cards and collect bills from day one.

What our merchants say

Real Pay&Go merchants across Sri Lanka share how the POS works for their business.

Watch merchant stories on YouTube →

Frequently asked questions

Is there a cost for the device?+

A one-time connection/activation fee, with installment options available. There are no monthly or annual fees.

Can I receive funds to any bank?+

Yes — to any bank of your choice. A Rs. 20 transfer fee applies for accounts outside Hatton National Bank (HNB).

What certifications does the POS device have?+

It is compliant with Android, EMVCo, PCI and ISO standards.

Do you provide marketing material?+

Yes — we provide all marketing material free of charge.

Ready to get started?

Register in minutes — our team will help you go live, free and islandwide.

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