PPay&Go
Pay&Go POS

Card payments & bill collection — in one POS machine.

A portable Android POS that accepts Visa, Mastercard and UnionPay, and lets you collect bill payments to earn extra income. No monthly fees, no targets.

Pay&Go POS● Live

Tap, chip & swipe

NFC tap-to-pay, EMV chip and magstripe — all card types accepted.

Built-in printer

Print receipts on the spot; customers get instant confirmation.

Next-day settlement

Card sales settled to your bank the next working day (HNB: no fee).

Bill collection income

Collect reloads, utilities and 80+ billers and keep a commission.

Why Pay&Go

What you get

  • 3% MDR — no monthly fee, no annual fee, no targets
  • Next working day settlement (HNB account, no extra cost)
  • Dedicated account manager + 24/7 support
  • Free islandwide installation & training
  • 1-year hardware warranty

Built for businesses like yours

Retail & groceryPharmaciesRestaurants & bakeriesSalons & spasClothing & electronicsHardware storesHotels & guest housesClinics

How it works

  1. 1

    Apply

    Register and submit your documents online.

  2. 2

    Verify (KYC)

    We verify your business and onboard you with HNB.

  3. 3

    Get your device

    We configure and deliver your POS — free, islandwide.

  4. 4

    Start earning

    Accept cards and collect bills from day one.

Questions, answered

How much does it cost?+

A one-time connection/activation fee, with installment options. No monthly or annual fees and no transaction targets.

When do I get my money?+

Card sales are settled to your bank account the next working day. With an HNB account there is no extra cost.

What can I collect bills for?+

Mobile reloads, electricity, water, telecom, loans, insurance and 80+ billers — and you earn a commission on each.

Ready to get started?

Register in minutes — our team will help you go live, free and islandwide.

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